Sunday, December 17, 2006

How to Get a Free Car!

I have a beat up old Ford Aerostar. It is rusted out on one side. It leaks a little oil. I've been putting work into it. Just today, I had a tough time changing the belts on the van. One of them was beginning to crack and chip away. It's an easy repair IF you have the tools. It took me a while and a little cursing, but I finally got the belts replaced. One wasn't so bad, so I've kept it as a spare.

I still need to do some work on the van. It needs a new distibutor cap and rotor. I've had them on hand for a while, but never got around to it. The problem with minivans is that the engine compartment is really cramped and a pain in the ass to access for the simplest maintenance. Changing the spark plugs on the van is something I do not wish to repeat. Still, it runs.

We bought the van in Wisconsin for $900 this summer. It served us to get around. It took us to the Renaissance Faire in Shakopee, MN from Rice Lake, WI a couple of times. It brought us from Wisconsin to Texas towing a trailer. And now, it gets me to and from work daily. It really is an ugly van. Still, it runs. Best of all, no car payments.

I am going to share with you how to get a free car. No, I'm not giving away my rust bucket. You really need to watch this presentation.

Many people ask me what I'll do with my Finance degree when I graduate. The truth is, most jobs available to Finance graduates are crappy. As a stock broker, you're a glorified sales person. Most people are better served with buy and hold with annual adjustments. If you live off commissions, then you want more frequent buying and selling. Bankers are sales people too. They buy cheap money and sell it for more. Mortgage brokers sell other peoples money. Financial advisers are generally brokers too. Some actually do help you, for a fee.

As a rule of thumb, free advisors cost more than advisors you pay by the hour.

Other than that, I would be qualified to work in collections, do accounting reports, and other lousy jobs. A bright future with a finance degree. I don't want to work anywhere with my finance degree. I just want a degree and a job. The job does not have to be in Finance.

Did you watch the presentation? That's why I want a Finance degree. I am going to get rich slowly. The job is besides the point.

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1 comment:

Jennifer & Jackie said...

Good one. You can't go wrong with Dave Ramsey.

John and I both drive two paid in full cars. Mine is a 94 Mitsubishi Galant with 259,000 miles on it. I owned it new. It's a faithful car that with faithful maintenance has served us well and will continue to do so.

My personal goal is to never have a car payment for the rest of my life. Thank God my hubby is mechanically inclined and doesn't mind getting his hands dirty.

Good luck with your "Paid in Full" van.

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